Car & Motor Insurance Quotation Form


About Car & Motor Insurance

Car & bike insurance acts like a great friend at the time of crisis. It covers the losses made in an accident and thus saves you from paying out the huge sum from your pocket. To ensure a smooth & comfortable drive all the way, Hanif InsurTech provides you all protection with its Motor Insurance Policy.

Act Liabilities Policy

Commonly known as Third Party insurance, this is the minimum insurance requirement for any vehicle to run on the road in Bangladesh. This policy covers damages to any Third Party properties and victims for any consequences caused by the insurance-holding vehicle.

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Types of Motor Insurance Policy
1) Comprehensive Policy
2) Act Liability Policy
Types of Vehicles
1) Commercial Vehicles
2) Private Vehicles
3) Motorcycles
Act Liability Coverage
Third Party bodily injury
Third Party Property damage
Who It Protects
Protects third parties affected by your vehicle — covering bodily injury and property damage caused in an accident.

Benefits of Act Liabilities

Standard coverage amounts provided under the Act Liabilities Policy.

Standard Benefits
Death
Tk. 2,00,000.00
Major Injury
Tk. 10,000.00
Minor Injury
Tk. 5,000.00
Property Damage
Tk. 5,000.00
Extra Benefits Additional Premium
Death (Enhanced)
Tk. 20,000 – 80,000
Property Damage (Enhanced)
Tk. 50,000 – 2,00,000

Section 1 — Own Vehicle Damage

The Comprehensive Insurance Policy covers own damage of the vehicle by the following perils:

01
Fire, Explosion, Self-ignition or Lightning
02
Burglary, Housebreaking or Theft
03
Riot, Strike, Malicious & Terrorist Activities
04
Earthquake (Fire and Shock Damage)
05
Flood, Typhoon, Hurricane, Storm, Inundation, Cyclone, Hailstorm, Frost
06
Accidental External Means

Private & Commercial Vehicle

If the insured is not entitled to any NCB and made claims during the preceding year of insurance, the basic premium at next renewal shall be loaded as follows:

One claim in the preceding year of insurance → 30% loading on basic premium at next renewal.
Two claims in the preceding year of insurance → 40% loading on basic premium at next renewal.
The loading is applicable on the basic premium only.

Section 2 — Third Party Liabilities

Same as Act Liability coverage facility, plus protection for financial benefit against damaged vehicles. Claim is payable at actual damage as per the terms & conditions of the policy.

50%
No Claim Bonus (NCB) — Depends on claim experience.

Papers for Motor Insurance Certificate

Registration Certificate
Tax Token & Fitness Certificate
Valid Driving License
For commercial vehicles, a Route Permit paper is also required for the insurance certificate.

Have Questions?
Contact Hanif InsurTech

We're here to help you choose the right motor coverage and guide you through the process. Connect with us on WhatsApp or email — we'll respond quickly!

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